Is Car Insurance Tied to the Car or the Driver?

There are different ways to approach auto insurance, and how you approach it influences what’s covered, who’s covered, and the rates you’ll be paying. In this post we’ll explore these various approaches – and hopefully empower you to make the best choice when selecting auto insurance. If your household owns more than one vehicle, each…

Mortgages: Credit Scores, Interest Rates, and More

Mortgage lenders generally say that an affordable home is one that costs no more than three to five times your annual household income. A 20% down payment is traditional, but special loans or grants may be available to help with that payment, particularly for first-time homebuyers. You also need to be prepared to pay for…

A Blueprint to Debt Relief: Understanding Your Options

The road to freedom from debt can be a complicated one, filled with financial anxieties. We have compiled a list of some tips that may help you in this process. Begin by making a comprehensive list of all your debt amounts, as well as details like interest rate, monthly payment amount, and the due date.…

How You Could Pay Down Your Credit Card Debt

Credit card debt can feel like an anchor weighing down your chances for financial progress. It can lower your credit score and reduce your options in terms of housing, vehicle purchases, and other items. Paying it down is the first step to true financial freedom and a brighter future. Here are four strategies to help…